Sometimes your customers' needs and wishes are greater than their purchasing power at the time of purchase. If so, you can now help these customers very easily with interest-free instalment payments.
Your customers appreciate your help
quickly available
The credit check is done quickly, the purchase limit is determined and approved
interest free
Your customers pay no interest over the entire term
plannable
The invoice amount is spread over up to 12 fixed monthly instalments
uncomplicated
There is no need for a time-consuming application process, the payment method is directly available
Your advantages as merchant
You open up new customer groups, win new customers more easily
Larger shopping baskets per customer
Fast payment of the invoice amount to you as merchant
High planning reliability
Low set-up costs; integration into your system is quick and uncomplicated
Selected questions and our answers
You as merchant enter the customer data at the POS. Availabill carries out a credit check in real time. If the result is positive, the customer is approved for interest-free purchase. You can finalise the purchase. The customer receives an invoice from us together with the instalment plan. The customer pays the invoice to Availabill in convenient monthly instalments. Availabill pays the invoice amount to you promptly, minus a service fee. The process is completed for you.
Interest-free instalments are only available to private individuals resident in Switzerland or Liechtenstein. The number of monthly instalments is selected when choosing the payment method and may vary depending on the merchant’s offer.
Who takes on the risk of non-payment is contractually agreed individually between the merchant and Availabill. In principle, Availabill checks every customer interested in purchase by instalments and only approves the payment method if the customer qualifies.