It sounds almost adventurous – but we bring joy to the moment of payment in retail.

How do we do that? We not only offer payment solutions, but also strengthen the positive experience throughout the entire purchasing process – for everyone involved.

For us, payment is more than just a technical step at the end of the shopping process. It is the moment when trust is established, decisions are confirmed and interested parties become happy customers.

That is why we think of payment as a holistic event. Our solutions are geared towards the needs of our customers as well as the dynamic requirements of the market. They combine smooth processes with a high level of security and create the basis for long-term customer relationships and additional earnings potential.

The result is payment that simply works – technically efficient in the background, simply convincing in the foreground.

Or, as we say: pay to hum along – oh happy pay.

What we do specifically

• Customer payment cards with added value: Our customer cards combine payment functions and loyalty programs in one solution. They make shopping more attractive, strengthen customer loyalty and create recurring points of contact between Merchants and their customers.
• Purchase on account & payment by installments: Flexible payment options such as purchase on account or payment by installments give consumers security and freedom – and at the same time increase completion rates and shopping baskets in the store.
• A seamless payment ecosystem: from the technical infrastructure to customer service, all of our components work together. The result is high-performance, flexible and secure payment processing that runs reliably in the background and impresses in daily use.

We not only make special payment solutions availabill, but also contribute values to society through our work. Everyone in the team is aware of this task and responsibility. By accepting and living them, we create happy moments for everyone who comes into contact with us – oh happy pay, oh happy day.